1. What are cookies

Cookies are small text files that are stored on your device when you visit our website. They help us make the website function properly and improve your user experience.

2. Which cookies we use

Necessary cookies

These cookies are essential for the website to function:

• Session cookies: For login functionality
• Security cookies: For fraud prevention
• Language preference: For remembering your language setting

Functional cookies

These cookies improve your user experience:

• Preferences: For remembering your settings
• User interface: For optimal display

Analytical cookies

With your consent, we use:

• Google Analytics: For website statistics (anonymized)
• Usage analysis: For improving our services

3. Cookie management

You can manage cookies via:

• Our cookie banner on your first visit
• Your browser settings
• By contacting us

4. External services

We use the following external services that may place cookies:

• Google Analytics: For website statistics
• Cloudflare: For security and performance

5. Retention period

Cookies are stored for different periods:

• Session cookies: Until closing your browser
• Persistent cookies: Maximum 2 years
• Analytical cookies: Maximum 26 months

6. Consequences of declining

Declining cookies may affect:

• Website functionality
• Your user experience
• Our ability to improve the website

7. Contact

For questions about cookies:

• Email: cookies@northseafinance.com
• Phone: +31 (0)20 123 4567